Cobo Wallet provides users with maximum flexibility when it comes to private key management. For users who choose the custodial Cloud Wallet, Cobo provides state-of-the-art security measures for safekeeping their keys, including bank-standard HSM, hot-cold separation of funds, multi-signature authentication, etc. For users who prefer to hold onto their own keys, Cobo also provides in the same app a Hierarchical Deterministic (HD) Wallet with support for high-quality DApps and other decentralized services.